Fantastic & Free online image editor
"Picadilo Photo Editor and Picadilo Photo Collage are two 100% free online photo editing tools that are both easy and fun to use."
That's what Picadilo say - and, you know what - they're right! Picadilo is fabulous, easy to use, free and no registration. I'm not sure how they do it, but they do and I shall be making good use from this point on.
Give it a try: www.picadilo.com